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Hi Sandy! I like your Web site ... it's to the point, clear and easy to understand.    
- June, Kelowna, B.C.

Good work on the website....it is easy to read, easy to navigate and provides all the basic information a person would want to know prior to contacting you for further information.  Congratulations on the award of being voted  one of the Best Insurance Brokers  again!  Hey we know you're good! 
- Reg & Sandi, Swift Current SK

Flex Plan Design

SAMPLE FLEX PLAN  DESCRIPTION 1 OR MORE EMPLOYEES 

CORE  BENEFITS ALL EMPLOYEES PARTICIPATE

Life Insurance

$25,000

Accidental Death $25,000
Long Term Disability

Maximum monthly Benefit $5,000

Critical Illness

$10,000


             PLUS CHOOSE ONE OF THESE PLANS,  IF YOU DO NOT HAVE
                                               SPOUSAL COVERAGE                                       

 

Affordable

Plan

Beneficial

Plan

Comprehensive

Plan

Drug Deductible

Dispensing Fee. As set by individual pharmacy

Dispensing Fee. This will vary depending on pharmacy.

Nil Deductible

Drug Coverage

50% on the 1st $400/yr, 80% to $900/yr, then 100% of the remaining

50% on the 1st $400/yr, 80% to $900/yr, then 100% of the remaining

80% Prescriptions per year

Drug Card

Pay direct at pharmacy. Pay direct practitioner (chiropractor, massage therapy, physio, naturopath, etc…)

Pay direct at pharmacy. Pay direct practitioner (chiropractor, massage therapy, physio, naturopath, etc…)

Pay direct at pharmacy. Pay direct practitioner (chiropractor, massage therapy, physio, naturopath, etc…)

Other Coverages

100% Benefit

Semi-Private hospital room, ambulance costs, eye exams, orthopaedic shoes, hearing aids, medical appliances, etc…

Semi-Private hospital room, ambulance costs, eye exams, orthopaedic shoes, hearing aids, medical appliances, etc…

Semi-Private hospital room, ambulance costs, eye exams, orthopaedic shoes, hearing aids, medical appliances, etc…

Vision

Eye exams only

Eye exams only

Eye exams only

Practitioner

$500 per practitioner per calendar year

$500 per practitioner per calendar year

$500 per practitioner per calendar year

Travel Benefit

$1,000,000/yr, 60 days per trip out of province coverage

$1,000,000/yr, 60 days per trip out of province coverage

$1,000,000/yr, 60 days per trip out of province coverage

Dental Deduct.

Single member pays first $25/yr

Family member pays first $50/yr

Once the deductible  has been paid 80% basic coverage to max. $1500/yr per family member (if chosen)

Nil Deductible

80% basic/50% major coverage to combined max. $1500/yr per family member (if chosen)

Nil Deductible

80% basic/50% major coverage to combined max.. $1500/yr per family member (if chosen)

Dental Coverage

80% Basic Coverage. This includes root canals (endodontics/periodontics)

6 month recalls

80% Basic Coverage. This includes root canals (endodontics/periodontics)

6 month recalls

50% Major Coverage. This covers crowns, caps and bridges

80% Basic Coverage. This includes root canals (endodontics/periodontics)

6 month recalls

50% Major Coverage. This covers crowns, caps and bridges

Single Rate

A(s)

B(s)

C(s)

Family Rate

A(f)

B(f)

C(f)

EACH A.B.C. BENEFIT OFFERS SINGLE AND FAMILY RATES                

Why Our Flex Benefits Get A Quote  Things You Need to Know Contact

Bruce A Hollett & Associates

401-1630 Pandosy Street

Kelowna  BC V1Y 1P7

voice 250-861-1006 or 1-866-861-1006  fax 250-861-6177, e-mail questions@telus.net

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